Protect Your MSB Banking Relationships
Your business is only as strong as the accuracy of your compliance programs, independent reviews, and the integrity of your banking relationships. The Compliance Organization brings 25+ years of hands-on MSB operational experience to every engagement. As former MSB owners and operators, we understand the challenges you face from the inside. Our CAMS certified experts deliver practical, results-oriented compliance solutions that satisfy regulators and strengthen your banking partnerships.
What We Offer MSBs
Third Party Independent Reviews
Comprehensive CAMS certified audits following BSA/AML Examination best practice procedures. Our reviews include interviews with management and staff, inspection of transaction records, written reports with detailed findings and actionable recommendations, and follow-up consultations to ensure compliance.
- Interviews & inspections
- Transaction record analysis
- Written findings & recommendations
- Follow-up consultation
BSA/AML Compliance Programs
Custom-developed risk-based compliance manuals tailored to your specific business type, state and federal requirements, and operational model. Clear, practical documentation that your team can actually use day-to-day to demonstrate a robust compliance culture.
- Policy & procedure creation
- Compliance officer designation
- State-specific requirements
- Regular update support
Banking Relationships
We help MSBs establish new banking partnerships and strengthen existing ones. Our reputation with MSB-friendly financial institutions, combined with the compliance programs we build, gives banks the confidence to onboard and retain your accounts.
- Bank account procurement
- Relationship management
- De-risking prevention
- Account recovery assistance
Training & Workshops
BSA/AML training seminars, forums, and webinars tailored for employees, senior management, and Board of Directors. We ensure every level of your organization understands their compliance responsibilities and can act on them confidently.
- Employee training programs
- Senior management & Board training
- Interactive workshops & webinars
- Customized curriculum
Risk Assessments
A tailored risk assessment of your business, services, customers, and jurisdictions to guide development, prioritization, and implementation of BSA/AML Program and determine risk mitigation procedures.
- Customer risk
- Jurisdiction risk
- Product risk
- Channel risk
Monthly Compliance Monitoring
Ongoing transaction monitoring, SAR/CTR support, and comprehensive audit documentation. Our monthly monitoring ensures your business stays compliant between reviews and is always examination-ready.
- Transaction monitoring
- SAR/CTR filing support
- Audit documentation
- Exam readiness maintenance
Regulatory Exam Preparation
Thorough preparation and response assistance for federal and state regulatory examinations. We review documentation and coach your team so you walk into every exam confident and fully prepared.
- Mock exam walkthroughs
- Documentation review
- Staff coaching & prep
- Post-exam remediation
Due Diligence
Thorough site visits and partner reviews for MSBs utilizing agents or foreign partners. We evaluate operational integrity, verify licensing, and assess risk exposure to help you maintain compliant business relationships.
- Site visit evaluations
- Agent verification
- Foreign partner reviews
- Licensing verification
General Consultation
Expert guidance on locations, software selection, partnerships, business strategies, and more. Whether you're launching a new MSB or expanding operations, we provide the compliance perspective you need to make informed decisions.
- Software recommendations
- Location analysis
- Partnership guidance
- Strategic planning
Get Banked & Stay Banked
Losing your bank account is the #1 threat to any MSB. We don't just keep you compliant — we help you procure, protect, and maintain the banking relationships your business depends on.
Bank Account Procurement
We leverage our extensive network of MSB-friendly financial institutions to help you open new bank accounts — even after prior closures. Our reputation and relationships open doors that cold applications can't.
Compliance Programs Banks Trust
Banks close MSB accounts because of compliance risk. We build the kind of robust BSA/AML programs that give your banking partners confidence to keep you onboarded and pass their own regulatory scrutiny.
Banking Relationship Management
We serve as your compliance liaison with banking partners — responding to document requests, exam inquiries, and due diligence reviews so your relationship stays strong and your account stays open.
De-Risking Prevention
Proactive monitoring and remediation to prevent de-risking before it happens. We identify and fix the compliance gaps that trigger bank account closures, keeping you one step ahead.
Multi-Bank Strategy
Don't put all your eggs in one basket. We help MSBs establish relationships with multiple banking partners to create redundancy and reduce the catastrophic risk of a single account closure.
Account Recovery Assistance
Already lost your bank account? We help you remediate the underlying compliance issues, prepare documentation packages, and approach new institutions with a credible compliance story.
“Stay Compliant, Stay Banked” isn't just our tagline — it's our promise.
As former MSB owners and operators, we've personally navigated the banking relationship challenges you face. We know what banks want to see, because we've been on both sides of the table.
Discuss Your Banking NeedsHow We Work With You
Initial Consultation
We discuss your business, current compliance status, and specific needs.
Assessment & Review
Comprehensive evaluation of your existing programs and risk exposure.
Implementation
We develop and implement tailored compliance solutions for your business.
Ongoing Support
Continuous monitoring, training, and exam preparation to keep you compliant.
Ready to Strengthen Your Compliance?
Don't trust your business matters to just anyone. Contact our CAMS certified experts today.